Terms-Of-Use

Welcome to ChapterDesk Bankruptcy Support. This website is operated by MTC Elite Enterprises, LLC d/b/a ChapterDesk Bankruptcy Support (“ChapterDesk,” “we,” “our,” or “us”).

By accessing or using this website, you agree to these Terms of Use. If you do not agree with these terms, please discontinue use of the website.

1. Attorney-Directed Business Services

ChapterDesk provides bankruptcy-related administrative and document preparation support exclusively to attorneys and law firms.

ChapterDesk is not a law firm and does not provide legal advice, legal opinions, legal representation, or bankruptcy services directly to consumers.

All legal decisions, legal strategy, client counseling, jurisdiction-specific determinations, document review, and filing decisions remain the responsibility of the retaining attorney.

2. No Attorney-Client Relationship

Use of this website, submission of a consultation request, or communication with ChapterDesk does not create an attorney-client relationship.

ChapterDesk does not represent debtors, creditors, or other consumers in bankruptcy proceedings.

3. No Engagement Until Accepted

Submitting a consultation request does not create a service relationship between ChapterDesk and your firm.

Services begin only after ChapterDesk and the retaining attorney or law firm agree upon the scope of work, pricing, workflow requirements, and any applicable service agreement.

ChapterDesk reserves the right to accept or decline any proposed engagement.

4. Website Information

Information provided on this website is for general business and informational purposes only.

Nothing on this website should be interpreted as legal advice, tax advice, financial advice, or a legal opinion regarding any particular bankruptcy matter.

Bankruptcy laws, local rules, procedures, forms, exemptions, and court requirements may vary by jurisdiction and may change over time.

5. Attorney Review and Approval

All documents and work product prepared by ChapterDesk are subject to attorney review.

The retaining attorney remains responsible for:

  • determining applicable law and exemptions;

  • providing legal advice to the client;

  • reviewing the accuracy and completeness of information;

  • approving petitions, schedules, statements, plans, and other documents;

  • determining whether and when documents should be filed; and

  • ensuring compliance with applicable court rules and professional obligations.

6. Pricing

Pricing displayed on this website represents starting rates unless otherwise stated.

Final pricing may vary based on case complexity, completeness of client information, document volume, jurisdiction-specific requirements, requested turnaround, and additional services requested by the attorney.

Website pricing does not constitute a binding service quote until confirmed by ChapterDesk.

7. Turnaround Times

Any estimated turnaround time is dependent upon case complexity, receipt of substantially complete information, document volume, attorney responsiveness, and the scope of the requested assignment.

Unless specifically agreed to in writing, website references to turnaround times are estimates and not guarantees.

8. Confidential Information

ChapterDesk recognizes the confidential nature of bankruptcy-related information.

However, do not submit debtor Social Security numbers, complete account numbers, tax returns, bank statements, medical information, or other highly sensitive client documents through the general website consultation form.

Secure document-transfer procedures will be established separately for accepted attorney engagements.

9. Intellectual Property

Unless otherwise indicated, the content, branding, text, graphics, design elements, and other materials appearing on this website are owned by or licensed to MTC Elite Enterprises, LLC.

Website content may not be copied, reproduced, republished, distributed, or commercially exploited without prior written authorization.

10. Acceptable Use

You may not use this website to:

  • submit fraudulent or unlawful information;

  • attempt to gain unauthorized access to website systems;

  • interfere with website operation or security;

  • transmit malicious software or code;

  • misrepresent your identity or affiliation; or

  • use ChapterDesk materials in violation of applicable law.

11. Third-Party Services

This website may rely on third-party providers for website hosting, email, forms, analytics, scheduling, or other technology.

ChapterDesk is not responsible for interruptions, errors, availability, or practices of third-party services outside our reasonable control.

12. No Guarantee of Results

ChapterDesk does not guarantee any bankruptcy outcome, court decision, filing result, confirmation result, discharge, case disposition, business outcome, or financial result.

13. Limitation of Website Liability

To the extent permitted by applicable law, MTC Elite Enterprises, LLC and ChapterDesk will not be liable for damages resulting solely from reliance on general information presented on this website or from temporary website interruptions or technical failures.

Any liability arising from separately contracted professional services will be governed by the applicable written service agreement.

14. Privacy

Use of this website is also subject to our Privacy Policy, which explains how website and consultation information may be collected and handled.

15. Changes to These Terms

ChapterDesk may update these Terms of Use periodically. Changes become effective when the revised terms are posted to this website with an updated revision date.

16. Contact

Questions concerning these Terms of Use may be directed to:

ChapterDesk Bankruptcy Support
MTC Elite Enterprises, LLC
Email: support@chapterdesksupport.com